PART 6 It had been exactly fourteen months since Dale was sentenced. Fourteen months of peace. Fourteen months of sleeping through the night. Fourteen months of cutting hair, laughing with Ashley, and rebuilding my life on Vineville Avenue. It was a rainy Tuesday afternoon. The salon was empty. I was wiping down my station when the bell above the door chimed………..
didn’t look up right away. “Be right with you, hon. Just need a second.” “Take your time, Carol.” My hand stopped moving. The rag slipped from my fingers and hit the floor. I turned around slowly. Standing in the doorway, dripping wet from the rain, was a woman I hadn’t seen in over a year. She was wearing a cheap raincoat, her hair was pulled back in a messy bun, and she looked terrified. It was Brenda. The notary from the bank downtown. The woman whose stamp was on the forged documents twelve years ago. The woman Patrice had tracked down during the trial. Brenda had testified that Dale had bullied her into notarizing the papers without Carol present. She had cooperated. She had helped put him away. “Brenda?” I said, my voice barely a whisper. “What are you doing here? You’re supposed to be in Florida.” She stepped inside and locked the door behind her. She flipped the sign to CLOSED. “I had to come back,” she said, her voice shaking. “I had to find you.” “Why?” She reached into her soaked raincoat and pulled out a thick, sealed manila envelope. “Because Dale didn’t go to prison, Carol.”
My stomach dropped. “What? I saw him sentenced. I saw the guards take him.” “You saw a man walk through a door,” Brenda said. “But the man who walked out the other side wasn’t Dale. And the man who went in… he made a deal. A deal that expires today.” She held out the envelope. “He told me if anything ever went wrong, I was to give this to you. He said you’d know what it means.” I didn’t take it. “What’s in it?” “Your life,” she whispered. “Or whatever is left of it.” PART 7 I called Patrice immediately. We met at her office. I placed the sealed envelope on her conference table. Patrice put on her gloves, carefully sliced the top open with a letter opener, and pulled out the contents. There were three documents. The first was a transfer of power of attorney. The second was a deed to a property I had never heard of. The third was a trust document
The Harris Family Irrevocable Trust,” Patrice read aloud. She frowned. “Carol, this trust was established the day before Dale was arrested.” “I don’t understand. The court froze all his assets.” “Not this one,” Patrice said, her eyes scanning the pages. “Because this trust wasn’t in Dale’s name. It was in yours.” “Mine?” “Yes. But you didn’t sign it. Look at the date. It was signed by your brother, Daniel.” My breath caught. “Daniel died eleven years ago.” “I know. But this document was backdated, then legally re-registered through a loophole in the state’s corporate code. Carol, the primary beneficiary of this trust isn’t you.” “Who is it?” Patrice turned the page. “It’s your daughter.” Chloe. My daughter was twenty-two. She was in her second year of college in Athens. She was studying architecture. She hadn’t spoken to her father since the trial. She thought it was over. “Why would Dale put millions in a trust for Chloe?” I asked. “He tried to ruin me. Why would he do something nice for her?”
“Keep reading,” Patrice said. Her voice had gone completely flat.
I leaned over and looked at the next page.
It was a contingency clause. A poison pill.
In the event that the primary beneficiary (Chloe Harris) or the secondary beneficiary (Carol Harris) contests the validity of this trust, or attempts to access the funds prior to the primary beneficiary’s thirtieth birthday, the entirety of the trust’s assets shall immediately be liquidated and transferred to the tertiary beneficiary.
“Who is the tertiary beneficiary?” I asked.
Patrice typed something into her computer. Her fingers flew across the keyboard.
“It’s not a person,” she said. “It’s a shell company. ‘Red Creek Holdings LLC.’”
“Where is Red Creek Holdings registered?”
Patrice stared at the screen. The color drained from her face.
“Carol… the registered address for Red Creek Holdings is 442 Maple Street.”
I closed my eyes.
I knew that address.
It was my brother Daniel’s old house. The house I had gone to with Patrice to find the box of evidence. The house his daughter, Sarah, had inherited.
PART 8
I didn’t sleep that night.
The next morning, I drove to Athens. I parked outside Chloe’s apartment building. I didn’t go up. I just sat in my car and watched her window.
She was safe. She was in class. She didn’t know about the trust. She didn’t know about the poison pill.
If I tried to claim the money to pay for her college, or if she tried to access it when she turned twenty-two, the millions would vanish. They would go to Sarah. To Daniel’s estate.
Why?
I called Patrice. “I need you to pull everything on Red Creek Holdings. Who owns it? Who set it up?”
“I’m on it,” she said. “But Carol, there’s something else. I looked into Brenda’s claim that Dale didn’t actually go to prison. I made some calls to the Department of Corrections. Dale Harris is currently housed in a minimum-security facility in Troup County. He is there. He is in prison.”
“Then what did Brenda mean?”
“I don’t know yet. But I found out something else. The day before Dale was arrested, he didn’t just set up the trust. He also made a phone call. To Sarah.”
My blood ran cold. “My niece?”
“Yes. A fifteen-minute call. Then Sarah transferred fifty thousand dollars from Daniel’s estate account into an offshore routing number.”
“Why would Sarah do that?”
“I don’t know. But Carol, you need to go talk to her. Today.”
PART 9
I drove back to Macon. I didn’t go to the salon. I drove straight to 442 Maple Street.
Daniel’s old house looked exactly the same. The cracked mailbox. The maple tree.
I walked up the porch and knocked.
Sarah opened the door. She looked tired. She was holding a mug of coffee. When she saw me, she didn’t smile. She just stepped aside and let me in.
“I wondered when you’d come,” she said quietly.
I sat at the kitchen table. She sat across from me.
“Sarah, what is Red Creek Holdings?”
She looked down at her mug. “Dad’s insurance policy.”
“Dad is dead. He doesn’t need insurance.”
“No,” she said. “You do.”
I stared at her. “What are you talking about?”
Sarah took a deep breath. “Aunt Carol, you think Dale was the mastermind. You think he built that second company, forged your signature, and hid the money because he was greedy.”
“He was.”
“He was greedy,” she agreed. “But he wasn’t the one who came up with the plan. He didn’t know how to forge your signature well enough to fool the bank. He didn’t know how to set up the LLCs to hide the assets from the IRS.”
My mouth went dry. “Who did?”
“Someone who taught him,” Sarah said. “Someone who had been skimming money from Dad’s business for years. When Dad found out, this person threatened to go to the authorities. But they offered Dad a deal. If Dad helped them hide the money under your name, they would leave Dad alone.”
“Who, Sarah? Who was it?”
She looked up at me, and her eyes were filled with tears.
“It was the person who introduced Dale to the commercial roofing business. The person who was his first investor. The person who stood up at your wedding and gave the toast.”
My heart stopped.
The room started to spin.
“No,” I whispered. “No, that’s impossible.”
“It’s true,” Sarah cried. “And when Dad tried to back out, when he tried to give you the box of evidence… they killed him, Carol. They made it look like a heart attack. But they poisoned him.”
I couldn’t breathe.
“And now,” Sarah whispered, “they know you have the trust documents. And they know Brenda talked to you.”
PART 10
I stood up so fast my chair fell backward.
“Who, Sarah?! Tell me who it is!”
Sarah reached under the table and pulled out a small, leather-bound journal. Dad’s old ledger.
“Dad wrote his name in here,” she sobbed. “The day before he died. He told me to hide it. He told me if anything ever happened to him, I was to give it to you.”
She slid the journal across the table.
My hands were shaking so badly I could barely open it. I turned to the very last page.
There, written in Daniel’s shaky handwriting, was a name.
I stared at the name.
The name of the person who had ruined my marriage. The name of the person who had killed my brother. The name of the person who was currently coming for me.
I looked up at Sarah.
“He’s not just coming for the money,” I whispered.
“No,” Sarah said.
The front door of the house suddenly clicked.
The doorknob began to turn slowly.
I looked at the door. Then I looked at the journal in my hand.
And I realized the terrifying truth.
The story wasn’t over.
It was just beginning.
(TO BE CONTINUED IN PART 11…)